Money & Pricing
Non-recoverable depreciation
The portion of depreciation the policyholder never recovers — the policy does not pay it back.
On a real claim
Non-recoverable depreciation is the part of depreciation the policyholder never gets back, the portion the policy does not pay. On a claim it shows up on an ACV policy or when the property was already past its expected life. What goes wrong: a contractor builds a budget expecting the full replacement cost and the recoverable portion never comes. Check the policy type and how much depreciation is recoverable before you price the job.
Common questions
What does "Non-recoverable depreciation" mean in Xactimate estimating?
The portion of depreciation the policyholder never recovers — the policy does not pay it back.
Where does "Non-recoverable depreciation" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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