Override pricing

More money & pricing terms

• Overhead

  The contractor's fixed business costs: office, insurance, vehicles, software, and administrative staff.

• Overhead and profit dispute

  The argument over whether a claim should include overhead and profit, common when a carrier scopes a job as repairs a homeowner could manage or as several trades. Contractors argue the work needs a general contractor to run it; carriers argue it does not, and the answer turns on the policy and the scope.

• Per-line pricing

  Charging for an estimate based on the number of line items it contains, so bigger scopes cost more.

• Price list region

  The geographic area whose labor and material costs Xactimate uses to price a line item. If the estimate was written for the wrong region, the fix is to correct the region or ask for a reprice, not to hand-edit unit prices line by line.

• Price override

  A manual change to a unit price that replaces what the price list would charge. Overrides must be documented, because carriers and reviewers reject unexplained ones, and an override on labor or material is where a supplement argument usually starts.

• Pricing dispute

  A disagreement over what a line item, trade, or scope should cost between the contractor, the adjuster, or the carrier's reviewer. Resolve it with documentation - photos, measurements, invoices - rather than by resubmitting the same numbers, and escalate through the carrier's review process if it stalls.

Common questions