Money & Pricing
O&P
Overhead and Profit: the contractor's business costs and margin, added on top of labor and materials on claims where multiple trades are involved.
Full guide: op trap true budget insurance claims
Common questions
What does "O&P" mean in Xactimate estimating?
Overhead and Profit: the contractor's business costs and margin, added on top of labor and materials on claims where multiple trades are involved.
Where does "O&P" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow — see the full guide for where it fits.
Put this to work
ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files — line items mapped to their real code, priced for import.
Start free — 5 conversions, no card →Related: overhead & profit on a supplement