Money & Pricing
PWI
Paid When Incurred: line items the carrier pays as part of the claim once they are incurred, without waiting for the work to be finished.
On a real claim
PWI, paid when incurred, describes line items the carrier pays as part of the claim once they are incurred, without waiting for the work to be finished. On a claim PWI items are a middle ground between money paid up front and money held until completion. What goes wrong: a contractor assumes a PWI line pays immediately, or that it never pays, and misreads the claim balance. Check each line for whether it is paid when incurred or held for completion.
Common questions
What does "PWI" mean in Xactimate estimating?
Paid When Incurred: line items the carrier pays as part of the claim once they are incurred, without waiting for the work to be finished.
Where does "PWI" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
Put this to work
ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files — line items mapped to their real code, priced for import.
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