Money & Pricing
Recoverable depreciation
The portion of depreciation the carrier holds back but pays out after the repairs are completed and documented.
On a real claim
Recoverable depreciation is the portion of depreciation the carrier holds back but pays out after the repairs are completed and documented. On a claim it is what closes the gap between the ACV check and the full replacement cost. What goes wrong: a contractor and homeowner never file for it, or miss the conditions, and the held-back money is lost. Check what paperwork and proof of completion release it before you consider the claim done.
Common questions
What does "Recoverable depreciation" mean in Xactimate estimating?
The portion of depreciation the carrier holds back but pays out after the repairs are completed and documented.
Where does "Recoverable depreciation" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
Put this to work
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