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Money & Pricing

Price override

A manual change to a unit price that replaces what the price list would charge. Overrides must be documented, because carriers and reviewers reject unexplained ones, and an override on labor or material is where a supplement argument usually starts.

Full guide: write clear xactimate estimates

More money & pricing terms

  • Per-line pricing

    Charging for an estimate based on the number of line items it contains, so bigger scopes cost more.

  • Price list region

    The geographic area whose labor and material costs Xactimate uses to price a line item. If the estimate was written for the wrong region, the fix is to correct the region or ask for a reprice, not to hand-edit unit prices line by line.

  • Pricing dispute

    A disagreement over what a line item, trade, or scope should cost between the contractor, the adjuster, or the carrier's reviewer. Resolve it with documentation - photos, measurements, invoices - rather than by resubmitting the same numbers, and escalate through the carrier's review process if it stalls.

  • Pricing list

    The database of unit prices, labor rates, and material costs an estimating platform applies to line items. The list carries its own effective date and region, so two estimates of the same scope can differ simply because they were priced from different lists.

  • Profit

    The contractor's margin on a job, after labor, materials, and overhead are covered.

  • Progress billing

    Invoicing for work completed to date on a job rather than billing the whole job at the end. Each invoice should tie to the approved scope and the work actually in place, with photos or a signed draw schedule, because carriers and lenders release money in stages.

Common questions

What does "Price override" mean in Xactimate estimating?

A manual change to a unit price that replaces what the price list would charge. Overrides must be documented, because carriers and reviewers reject unexplained ones, and an override on labor or material is where a supplement argument usually starts.

Where does "Price override" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow, see the full guide for where it fits.

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