Money & Pricing
Profit
The contractor's margin on a job, after labor, materials, and overhead are covered.
On a real claim
Profit is the contractor's margin after labor, materials, and overhead are covered. Carriers usually address it through overhead and profit rather than a single profit line, and often only on larger or multi-trade losses. What goes wrong: a contractor buries margin inside unit prices, cannot show it separately when the carrier asks, and loses it entirely on a small single-trade job where overhead and profit is denied. Check that your margin is visible and defensible before you agree to the scope.
Common questions
What does "Profit" mean in Xactimate estimating?
The contractor's margin on a job, after labor, materials, and overhead are covered.
Where does "Profit" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
Put this to work
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