Claims & Insurance
Deductible
The amount the policyholder pays before the insurer pays on a covered loss. The deductible is subtracted from what the policy pays on the loss, not from the job on the roof; on a replacement-cost claim only the recoverable depreciation is released later. On a roof loss it may be a flat dollar amount or a share of the insured dwelling value, and the policy wording states which.
Common questions
What does "Deductible" mean in Xactimate estimating?
The amount the policyholder pays before the insurer pays on a covered loss. The deductible is subtracted from what the policy pays on the loss, not from the job on the roof; on a replacement-cost claim only the recoverable depreciation is released later. On a roof loss it may be a flat dollar amount or a share of the insured dwelling value, and the policy wording states which.
Where does "Deductible" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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