Claims & Insurance
Coverage A
The part of a homeowners policy that covers the dwelling structure, including its roof. Coverage A limits and roof-replacement terms vary widely by policy.
On a real claim
Coverage A is the part of a homeowners policy that covers the dwelling structure, including its roof, and its limits and roof-replacement terms vary widely by policy. On a claim it is the bucket the roof line items are paid from. What goes wrong: a contractor assumes every policy pays to replace an aged roof at full cost, when many pay depreciated value or carry specific roof terms. Check the Coverage A limit and the roof terms before you promise a number.
Common questions
What does "Coverage A" mean in Xactimate estimating?
The part of a homeowners policy that covers the dwelling structure, including its roof. Coverage A limits and roof-replacement terms vary widely by policy.
Where does "Coverage A" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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