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Claims & Insurance

Carrier

The insurance company that underwrites the policy, collects the premium, and pays the covered claims. Carriers range from national companies to regional mutual insurers. In a restoration job, the carrier is the party the adjuster represents and the one whose coverage decision sets the scope that gets repaired.

Common questions

What does "Carrier" mean in Xactimate estimating?

The insurance company that underwrites the policy, collects the premium, and pays the covered claims. Carriers range from national companies to regional mutual insurers. In a restoration job, the carrier is the party the adjuster represents and the one whose coverage decision sets the scope that gets repaired.

Where does "Carrier" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files — line items mapped to their real code, priced for import.

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