Claims & Insurance
Workers Compensation
Workers compensation is insurance that pays medical bills and lost wages for an employee hurt on the job, and it generally replaces the employee's right to sue the employer over that injury. Most states require it, it is priced by payroll and job class, and it is not part of a homeowner's property claim.
More claims & insurance terms
- Wind and Hail Deductible
A wind and hail deductible is a separate deductible, often higher than your general one, that applies only to wind and hail claims. It is usually a percentage of the dwelling limit rather than a flat amount, and it comes off the top of the claim, so figure it before you quote a homeowner.
- Wind claim
A claim for damage caused by wind, typically lifted shingles, exposed nails, and torn flashing.
Common questions
What does "Workers Compensation" mean in Xactimate estimating?
Workers compensation is insurance that pays medical bills and lost wages for an employee hurt on the job, and it generally replaces the employee's right to sue the employer over that injury. Most states require it, it is priced by payroll and job class, and it is not part of a homeowner's property claim.
Where does "Workers Compensation" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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