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Claims & Insurance

Wind claim

A claim for damage caused by wind — typically lifted shingles, exposed nails, and torn flashing.

On a real claim

A wind claim is a claim for damage the policyholder attributes to wind, typically lifted shingles, exposed nails, and torn flashing. On a claim wind files turn on proof that the wind, not age, caused the loss, so the date of loss and the freshness of the damage matter. What goes wrong: a claim filed well after the storm, with only aged damage, gets denied. Check the storm date against the damage and document fresh creases, missing shingles, and displaced mat.

Common questions

What does "Wind claim" mean in Xactimate estimating?

A claim for damage caused by wind — typically lifted shingles, exposed nails, and torn flashing.

Where does "Wind claim" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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