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Estimating & Workflow

Subcontractor

A separate crew or company hired for part of the job, such as a gutter or drywall crew. Their work still belongs in the estimate, and their proof of insurance matters before they start. An unpaid sub can file a lien in most states, so get lien waivers as work is done.

More estimating & workflow terms

  • Steep slope

    A roof steeper than about 6/12. Steep slopes are harder and more dangerous to work, so Xactimate adds a steep charge to labor and materials.

  • Structural Drying

    Drying a building's framing, drywall, and subfloor after water gets in, using air movers, dehumidifiers, and moisture readings until the materials reach a dry standard. The drying log is the evidence that supports equipment counts and drying days on the invoice. Drying stops when the readings hit the target, not when the room looks dry.

  • Supplement

    A follow-up request to the carrier for items the original estimate missed, code requirements, additional damage, or corrected quantities.

  • Supplemental payment

    The additional payment a carrier issues after a supplement is approved.

  • Test Square

    A measured patch of roof, often ten feet by ten feet, where an inspector counts hail or wind marks and applies that rate to the slope. Adjusters use it to set how many shingles get replaced, so its location and photos can change the scope. Damage outside the square still counts when documented.

  • Thermal Moisture Survey

    A scan of a building with a thermal camera plus moisture readings, used to map where water went after a leak or flood. The findings support the drying scope and the equipment count, so the survey is evidence in the claim. Repeating the same scan when the building is dry closes the file cleanly.

Common questions

What does "Subcontractor" mean in Xactimate estimating?

A separate crew or company hired for part of the job, such as a gutter or drywall crew. Their work still belongs in the estimate, and their proof of insurance matters before they start. An unpaid sub can file a lien in most states, so get lien waivers as work is done.

Where does "Subcontractor" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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