Roofing & Materials
Siding damage
Dents, cracks, or holes in wall cladding from hail, wind, or impact. Siding is handled separately from roofing on a claim, with its own line items and its own repair-versus-replace rules that vary by material. Partial elevation replacement can leave a color or texture mismatch.
Full guide: roofing estimate photo damage analysis
More roofing & materials terms
- Scupper
An opening through a parapet wall that lets water drain off a flat or low-slope roof. It is usually a line item on the estimate, and keeping it clear of debris is part of the repair. Blocked scuppers are a common cause of ponding and interior leaks.
- Sheathing
Another name for roof decking, the structural surface under the roof covering.
- Skylight
A window set into the roof; the flashing around it is a common missed line item.
- Slope
How steep a roof is, expressed as rise over run, a 6/12 roof rises 6 inches for every foot it runs.
- Snow guard
A small attachment that holds snow on a metal or steep roof so it releases in pieces instead of one dangerous slide. It appears as a line item on estimates for those roofs. On a claim, ask whether any were damaged or removed and need replacing.
- Soffit
The finished underside panel at the roof overhang, which also vents the attic. It is a separate line item from fascia in most estimates. Fascia and soffit are damaged together often, so quoting just one can miss owed work.
Common questions
What does "Siding damage" mean in Xactimate estimating?
Dents, cracks, or holes in wall cladding from hail, wind, or impact. Siding is handled separately from roofing on a claim, with its own line items and its own repair-versus-replace rules that vary by material. Partial elevation replacement can leave a color or texture mismatch.
Where does "Siding damage" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow, see the full guide for where it fits.
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