Claims & Insurance
Policy
The insurance contract that spells out what is covered, the limits, and the deductible.
On a real claim
The policy is the insurance contract that spells out what is covered, the limits, and the deductible. On a claim the policy language decides which line items are payable and how ACV and RCV are handled. What goes wrong: a contractor prices work without reading the coverage form and ends up arguing for items the policy never included. Check the coverage, the limits, and the deductible before you promise a homeowner a number.
Common questions
What does "Policy" mean in Xactimate estimating?
The insurance contract that spells out what is covered, the limits, and the deductible.
Where does "Policy" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
Put this to work
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