Claims & Insurance
Other structures
Coverage for detached buildings on the property, like a garage or a shed.
On a real claim
Other structures is the coverage for detached buildings on the property, like a garage, shed, or fence, separate from the dwelling. On a claim it is its own coverage bucket with its own limit, usually a percentage of the dwelling limit. What goes wrong: damage to a detached garage gets billed under the dwelling coverage and turns into a coverage dispute. Check which structure the damage belongs to before you allocate the line items.
Common questions
What does "Other structures" mean in Xactimate estimating?
Coverage for detached buildings on the property, like a garage or a shed.
Where does "Other structures" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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