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Roofing & Materials

Wind damage

Roofing damage from wind uplift — lifted shingles, exposed nail heads, and torn flashing.

On a real claim

Wind damage is loss from wind, which on a roof shows as lifted or creased shingles, exposed nail heads, and torn flashing. On a claim wind is a covered peril on most policies, but the carrier looks for proof the wind, not age, caused the loss. What goes wrong: a contractor calls every worn roof wind damaged and the claim is denied. Check for fresh creases, mat displacement, and matching granule loss, and line the damage up against the storm date.

Common questions

What does "Wind damage" mean in Xactimate estimating?

Roofing damage from wind uplift — lifted shingles, exposed nail heads, and torn flashing.

Where does "Wind damage" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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