Roofing & Materials
Underlayment
The protective layer between the roof deck and the shingles — felt or synthetic.
On a real claim
Underlayment is the protective layer between the deck and the shingles, felt or synthetic, that sheds water and guards the deck. On a claim it is a covered material on most full replacements, and its condition often decides whether a repair or a full tear-off is warranted. What goes wrong: reusing old underlayment under new shingles voids most manufacturer warranties, and a carrier that did not price it forces a change order mid-job. Check the underlayment spec and confirm the estimate carries it before work starts.
Common questions
What does "Underlayment" mean in Xactimate estimating?
The protective layer between the roof deck and the shingles — felt or synthetic.
Where does "Underlayment" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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