Claims & Insurance
Scope of loss
The written description of the damage and the work needed to repair it.
On a real claim
The scope of loss is the written description of the damage and the work needed to repair it, the document the claim is priced from. On a claim the adjuster's scope and the contractor's scope are compared, and the difference is where supplements come from. What goes wrong: a contractor works from a thin scope and either does unpaid work or stops short of what the home needs. Check the scope against the field and document every gap.
Common questions
What does "Scope of loss" mean in Xactimate estimating?
The written description of the damage and the work needed to repair it.
Where does "Scope of loss" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
Put this to work
ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files — line items mapped to their real code, priced for import.
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