Estimating & Workflow
The principle that insurance pays to restore a policyholder to the financial position they were in before the loss, without producing a profit. Indemnity affects how an estimate is priced, because the carrier pays the cost to repair or replace damaged property rather than an inflated amount. For a contractor, that means the estimate documents actual repair costs, and the payment should not exceed the loss itself.
ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files \u2014 line items mapped to their real code, priced against the current catalog.
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