Where does "Coinsurance" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

Estimating & Workflow

Coinsurance

A policy condition requiring the insured property to be covered for at least a stated percentage of its replacement value. If the coverage is lower, the payment on a loss is reduced in the same ratio. Underinsured properties feel the effect when a total loss is measured against the actual value.

Related Xactimate codes for "Coinsurance"

AWN|AWNPCCFAB \u2014 Patio Cover - Fabric replacement
AWN|AWNPCCFAB+ \u2014 Patio Cover - Fabric replacement - High grade
CNC|CNCEJPCA \u2014 Expansion joint replacement cap - Plastic/PVC
ELE|ELEBBHC \u2014 Baseboard heater replacement cover
INS|INSBTLF4 \u2014 Batt insulation replacement per LF - 4" - up to 2' tall
INS|INSBTLF4> \u2014 Batt insulation replacement per LF - 4" - up to 4' tall
INS|INSBTLF6 \u2014 Batt insulation replacement per LF - 6" - up to 2' tall
INS|INSBTLF6> \u2014 Batt insulation replacement per LF - 6" - up to 4' tall
LND|LNDTRBID \u2014 Tree replacement - (Bid Item)
WDP|WDPSCRNM \u2014 Replacement patio door screen - mobile home

Put this to work

ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files \u2014 line items mapped to their real code, priced against the current catalog.

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