Estimating & Workflow
The amount the insurer sets aside on its books when a claim is reported, as its expected cost. It is an internal estimate, not a payment, and it can be raised or lowered as the scope is confirmed. The reserve reflects what the carrier expects as the documentation arrives.
ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files \u2014 line items mapped to their real code, priced against the current catalog.
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