Last updated: September 5, 2026 — from each vendor's public pages
CapOut (capout.ai) is an estimate-to-production platform. It converts carrier PDFs into structured claim data in seconds, pushes ready-to-work ESX files to your Xactimate account via XactNet, then layers on trade-level profit breakdowns, context-aware material orders, labor orders, and an AI claim assistant trained on adjuster correspondence and building codes. ESXPress (esxpress.org) converts the same PDFs into downloadable, import-ready ESX files — then runs a 93-rule completeness audit with IRC and IICRC citations so you know what the carrier omitted before the job starts.
| Feature | ESXPress | CapOut |
|---|---|---|
| Free tier | 5 conversions/month | 300 tokens, no card |
| Entry plan | $149/mo — 25 conversions | $99/mo — Lite (conversion + production) |
| Delivery | Downloadable .esx | XactNet push to Xactimate |
| Completeness audit | 93 rules, IRC/IICRC cited | Not offered |
| After conversion | Omission report + code requirements | Profit by trade, material/labor orders |
| Extras | Free in-browser ESX validator, Photo-Scope | MCP API, AI claim assistant, 99.99% claim |
You run production off the same claim data and want the converted estimate to drive margin by trade, material orders, and crew labor without leaving the tool. XactNet delivery and the cited AI claim assistant are real accelerators.
You need the estimate audited for omissions before work starts. The 93-rule Completeness Advisor and ZIP to IECC climate zone engine surface items the carrier skipped, then the free client-side ESX validator confirms the file imports cleanly into Xactimate.
CapOut starts free with 300 tokens and no credit card. Their Lite plan is $99 per month with conversion and production tools, and Pro is $249 per month with unlimited users and custom vendor pricing. They describe a per-line-item pricing model on top of base plans.
CapOut is an estimate-to-production platform: it converts a PDF, pushes it to your Xactimate account via XactNet, then builds profit breakdowns by trade and context-aware material and labor orders. ESXPress converts to a downloadable ESX and runs a 93-rule completeness audit with IRC citations before you set anything in production.
CapOut does not claim a completeness or rule engine; their focus is conversion speed and production tools. ESXPress's Value Proposition is omission detection: the Completeness Advisor flags carrier-omitted items with IRC and IICRC citations, and the ZIP to IECC climate zone engine adds code-required items automatically.
Sources: capout.ai product and comparison pages (verified March 2026 for plan figures); esxpress.org pricing. Verified September 5, 2026. See also the full comparison.